General Disclaimer Statement

This website provides information about financial planning services through garionthavo.com. Content is for informational purposes only and does not substitute for specific personal advice. Results may vary and users should consult a qualified advisor before making any decisions.

General notice

All information on this platform is presented with the intention to assist your planning decisions. However, all material is subject to change without notice and does not represent comprehensive advice or a binding offer to act. Use of website content is at your own risk. We recommend consulting a professional advisor before acting on any information found herein.

Limitation of liability

No warranty, express or implied, is provided for use of this website or service outcomes.

• garionthavo.com will not be liable for losses if relying solely on any information found on our website or through our communications.
• No assurance is given regarding the accuracy, completeness, or current relevance of content presented.
• Third-party content, links, or advice accessed from this website are not controlled or endorsed by garionthavo.com.
• We disclaim liability for damages or loss resulting from service interruptions, data issues, or website misuse.

Information accuracy and updates

Information presented is reviewed regularly, but some details may become outdated or incomplete over time. While efforts are made to maintain accuracy, we do not warrant the completeness, reliability, or timeliness of content.

No professional advice provided

Content on this site is not intended as standalone financial advice. Always consult with a licensed professional to discuss your particular circumstances and requirements.

Third-party links and resources

Links to third-party sites are provided for reference only. We are not responsible for content, accuracy, or activities of external websites. Review their terms before using or sharing personal data.

Results and performance disclaimer

No promises are made about specific outcomes or measurable success. Results depend on individual circumstances and market changes.

Financial information and risks disclaimer

All material is for general information and does not replace formal advice.

• Information provided does not constitute recommendations, inducements, or investment guarantees.
• garionthavo.com does not act as an agent, fiduciary, or legal advisor for users.
• Any product or service discussions do not represent direct offers, proposals, or obligations.

Legal jurisdiction

Use of this platform is governed by Australian law.

Indemnification

By using this site, you agree to indemnify and hold harmless garionthavo.com for any actions, claims, or losses arising from your use of the website or services.

Severability

If any provision is found unenforceable, the remaining sections remain in effect and enforceable.

Policy changes

We reserve the right to update these terms. Changes will be published on this site. Continuing use implies acceptance of the revised policies.

Contact details

For further clarification or questions, please review our contact page or send a direct inquiry.